When arranging home care services, it’s essential to consider how you will cover the associated costs and whether any funding options are available to you. Depending on your healthcare needs and financial situation, you may be eligible for healthcare funding through your local Clinical Commissioning Group (CCG) or social care funding, either in full or in part. Additionally, there could be other government funding avenues you may explore.
The initial step in arranging home care is to consult with your GP or your local community healthcare team. They can provide guidance on the potential funding sources and the process for accessing them. If you are pursuing funding through your CCG or social services team, you will typically undergo a care needs assessment to determine the level of funding you may qualify for.
If you are eligible for government funding or funding from your CCG, you will have the option to select a care provider yourself and manage the care arrangement via a personal budget and direct payments, or the authorities may handle this on your behalf. It’s worth noting that if they organize and cover your care package, they may have a list of preferred providers to choose from.
With our extensive experience collaborating with case managers, commissioning teams, local authorities, and other professionals involved in procuring specialized home care, we are dedicated to delivering appropriate care at the right time throughout life.
In cases where you do not qualify for funding, you will be responsible for financing the care independently, known as self-funding care. Numerous options are available to finance self-funded care, including long-term care insurance policies that can cover care fees over an extended period. You may also combine self-funding with partial funding from other sources. Before committing to any financial policy, it’s advisable to seek independent later-life financial advice.
